2021 GMD to SAR Historical Review

YEARLY HIGH

0.0735 SAR

YEARLY LOW

0.0710 SAR

YEARLY AVERAGE

0.0728 SAR

2021 GMD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 0.0735. Conversely, the yearly low was recorded on December 17, dropping to 0.0710.

This high-to-low spread represents a total annual volatility of 0.0026 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0726 to the December average rate of 0.0714, the exchange rate registered a net change of -1.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0735 was down 0.72% compared to the 2020 peak of 0.0741, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 368 SAR

2020 Average 365 SAR

Yearly Trough Low 355 SAR

Transaction Impact: A difference of 12.80 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0735

0.0713

JanuMarcMayJulySeptNove

GMD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0731, compared to 0.0725 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0731

H2 Avg (Jul–Dec) 0.0725

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0012 SAR (High: 0.0733 / Low: 0.0721). On the other end, August was the most stable month, with a tight range of 0.0001 SAR (High: 0.0734 / Low: 0.0733).

September Spread (Volatile) ±0.0012

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.0733) against the same month in 2020 (average: 0.0737), the exchange rate shifted by -0.0004 (-0.55%).

2021 Avg (April) 0.0733

2020 Avg (April) 0.0737

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0728	0.0725	0.0726
February	0.0732	0.0728	0.0729
March	0.0732	0.0729	0.0731
April	0.0735	0.0732	0.0733
May	0.0733	0.0731	0.0732
June	0.0734	0.0732	0.0733
July	0.0734	0.0733	0.0733
August	0.0734	0.0733	0.0733
September	0.0733	0.0721	0.0729
October	0.0728	0.0720	0.0724
November	0.0721	0.0716	0.0718
December	0.0716	0.0710	0.0714