2020 GMD to SAR Historical Review

YEARLY HIGH

0.0741 SAR

YEARLY LOW

0.0723 SAR

YEARLY AVERAGE

0.0729 SAR

2020 GMD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.0741. Conversely, the yearly low was recorded on August 8, dropping to 0.0723.

This high-to-low spread represents a total annual volatility of 0.0018 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0733 to the December average rate of 0.0725, the exchange rate registered a net change of -1.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0741 was down 2.76% compared to the 2019 peak of 0.0762, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 370 SAR

2019 Average 374 SAR

Yearly Trough Low 361 SAR

Transaction Impact: A difference of 8.88 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0739

0.0722

JanuMarcMayJulySeptNove

GMD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0734, compared to 0.0725 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0734

H2 Avg (Jul–Dec) 0.0725

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.0006 SAR (High: 0.0735 / Low: 0.0729). On the other end, November was the most stable month, with a tight range of 0.0001 SAR (High: 0.0725 / Low: 0.0724).

May Spread (Volatile) ±0.0006

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0006 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0737) against the same month in 2019 (average: 0.0756), the exchange rate shifted by -0.0018 (-2.45%).

2020 Avg (March) 0.0737

2019 Avg (March) 0.0756

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0734	0.0730	0.0733
February	0.0738	0.0733	0.0735
March	0.0741	0.0735	0.0737
April	0.0739	0.0735	0.0737
May	0.0735	0.0729	0.0732
June	0.0729	0.0726	0.0727
July	0.0727	0.0724	0.0725
August	0.0724	0.0723	0.0724
September	0.0726	0.0723	0.0725
October	0.0725	0.0724	0.0725
November	0.0725	0.0724	0.0724
December	0.0725	0.0724	0.0725