2015 GMD to SAR Historical Review

YEARLY HIGH

0.0967 SAR

YEARLY LOW

0.0857 SAR

YEARLY AVERAGE

0.0912 SAR

2015 GMD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GMD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 24, valuing the pair at 0.0967. Conversely, the yearly low was recorded on February 4, dropping to 0.0857.

This high-to-low spread represents a total annual volatility of 0.0110 SAR. From a start-to-finish perspective, comparing the January average rate of 0.0875 to the December average rate of 0.0949, the exchange rate registered a net change of 8.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0967 was down 2.18% compared to the 2014 peak of 0.0989, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 484 SAR

2014 Average 471 SAR

Yearly Trough Low 429 SAR

Transaction Impact: A difference of 55.08 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0966

0.0861

JanuMarcMayJulySeptNove

GMD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0873, compared to 0.0951 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0077 points.

H1 Avg (Jan–Jun) 0.0873

H2 Avg (Jul–Dec) 0.0951

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.0077 SAR (High: 0.0948 / Low: 0.0871). On the other end, March was the most stable month, with a tight range of 0.0003 SAR (High: 0.0873 / Low: 0.0870).

June Spread (Volatile) ±0.0077

March Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0006 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2015: 0.0957) against the same month in 2014 (average: 0.0916), the exchange rate shifted by +0.0041 (+4.51%).

2015 Avg (October) 0.0957

2014 Avg (October) 0.0916

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0886	0.0865	0.0875
February	0.0876	0.0857	0.0870
March	0.0873	0.0870	0.0872
April	0.0875	0.0870	0.0872
May	0.0873	0.0870	0.0872
June	0.0948	0.0871	0.0881
July	0.0953	0.0937	0.0946
August	0.0954	0.0938	0.0944
September	0.0962	0.0921	0.0952
October	0.0967	0.0946	0.0957
November	0.0963	0.0946	0.0955
December	0.0955	0.0944	0.0949