2014 GYD to HRK Historical Review

YEARLY HIGH

0.0306 HRK

YEARLY LOW

0.0266 HRK

YEARLY AVERAGE

0.0280 HRK

2014 GYD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GYD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0306. Conversely, the yearly low was recorded on March 17, dropping to 0.0266.

This high-to-low spread represents a total annual volatility of 0.0040 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0272 to the December average rate of 0.0302, the exchange rate registered a net change of 10.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0306 was up 4.43% compared to the 2013 peak of 0.0293, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 153 HRK

2013 Average 141 HRK

Yearly Trough Low 133 HRK

Transaction Impact: A difference of 19.76 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0305

0.0267

JanuMarcMayJulySeptNove

GYD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0271, compared to 0.0290 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.0271

H2 Avg (Jul–Dec) 0.0290

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0012 HRK (High: 0.0295 / Low: 0.0283). On the other end, June was the most stable month, with a tight range of 0.0004 HRK (High: 0.0274 / Low: 0.0270).

September Spread (Volatile) ±0.0012

June Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0003 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0302) against the same month in 2013 (average: 0.0271), the exchange rate shifted by +0.0031 (+11.31%).

2014 Avg (December) 0.0302

2013 Avg (December) 0.0271

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0275	0.0270	0.0272
February	0.0278	0.0270	0.0273
March	0.0273	0.0266	0.0270
April	0.0273	0.0267	0.0270
May	0.0273	0.0266	0.0270
June	0.0274	0.0270	0.0272
July	0.0279	0.0270	0.0275
August	0.0283	0.0277	0.0280
September	0.0295	0.0283	0.0288
October	0.0299	0.0292	0.0295
November	0.0300	0.0295	0.0298
December	0.0306	0.0297	0.0302