2018 GYD to HRK Historical Review

YEARLY HIGH

0.0317 HRK

YEARLY LOW

0.0286 HRK

YEARLY AVERAGE

0.0302 HRK

2018 GYD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the GYD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 0.0317. Conversely, the yearly low was recorded on February 1, dropping to 0.0286.

This high-to-low spread represents a total annual volatility of 0.0031 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0294 to the December average rate of 0.0311, the exchange rate registered a net change of 5.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0317 was down 10.10% compared to the 2017 peak of 0.0353, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 158 HRK

2017 Average 160 HRK

Yearly Trough Low 143 HRK

Transaction Impact: A difference of 15.33 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0315

0.0289

JanuMarcMayJulySeptNove

GYD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0295, compared to 0.0308 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0295

H2 Avg (Jul–Dec) 0.0308

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.0016 HRK (High: 0.0304 / Low: 0.0288). On the other end, March was the most stable month, with a tight range of 0.0005 HRK (High: 0.0294 / Low: 0.0289).

January Spread (Volatile) ±0.0016

March Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0004 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 0.0313) against the same month in 2017 (average: 0.0310), the exchange rate shifted by +0.0003 (+0.95%).

2018 Avg (November) 0.0313

2017 Avg (November) 0.0310

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0304	0.0288	0.0294
February	0.0295	0.0286	0.0291
March	0.0294	0.0289	0.0291
April	0.0295	0.0289	0.0292
May	0.0306	0.0293	0.0299
June	0.0306	0.0299	0.0303
July	0.0308	0.0301	0.0303
August	0.0314	0.0304	0.0308
September	0.0307	0.0302	0.0305
October	0.0314	0.0306	0.0309
November	0.0317	0.0310	0.0313
December	0.0314	0.0308	0.0311