2024 GYD to HRK Historical Review

YEARLY HIGH

0.0348 HRK

YEARLY LOW

0.0322 HRK

YEARLY AVERAGE

0.0333 HRK

2024 GYD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the GYD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.0348. Conversely, the yearly low was recorded on March 13, dropping to 0.0322.

This high-to-low spread represents a total annual volatility of 0.0027 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0330 to the December average rate of 0.0344, the exchange rate registered a net change of 4.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0348 was up 1.38% compared to the 2023 peak of 0.0343, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 174 HRK

2023 Average 166 HRK

Yearly Trough Low 161 HRK

Transaction Impact: A difference of 13.32 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0346

0.0322

JanuMarcMayJulySeptNove

GYD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0333, compared to 0.0333 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0333

H2 Avg (Jul–Dec) 0.0333

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0016 HRK (High: 0.0346 / Low: 0.0329). On the other end, February was the most stable month, with a tight range of 0.0005 HRK (High: 0.0336 / Low: 0.0331).

November Spread (Volatile) ±0.0016

February Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.0344) against the same month in 2023 (average: 0.0329), the exchange rate shifted by +0.0015 (+4.46%).

2024 Avg (December) 0.0344

2023 Avg (December) 0.0329

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0334	0.0325	0.0330
February	0.0336	0.0331	0.0334
March	0.0335	0.0322	0.0331
April	0.0339	0.0331	0.0336
May	0.0336	0.0331	0.0333
June	0.0338	0.0330	0.0335
July	0.0335	0.0329	0.0332
August	0.0334	0.0322	0.0327
September	0.0327	0.0322	0.0324
October	0.0334	0.0326	0.0330
November	0.0346	0.0329	0.0339
December	0.0348	0.0340	0.0344