2020 GYD to HRK Historical Review

YEARLY HIGH

0.0343 HRK

YEARLY LOW

0.0293 HRK

YEARLY AVERAGE

0.0316 HRK

2020 GYD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GYD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0343. Conversely, the yearly low was recorded on December 30, dropping to 0.0293.

This high-to-low spread represents a total annual volatility of 0.0050 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0321 to the December average rate of 0.0296, the exchange rate registered a net change of -7.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0343 was up 5.52% compared to the 2019 peak of 0.0325, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 172 HRK

2019 Average 159 HRK

Yearly Trough Low 147 HRK

Transaction Impact: A difference of 24.91 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0338

0.0292

JanuMarcMayJulySeptNove

GYD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0327, compared to 0.0305 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.0327

H2 Avg (Jul–Dec) 0.0305

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0029 HRK (High: 0.0343 / Low: 0.0314). On the other end, October was the most stable month, with a tight range of 0.0005 HRK (High: 0.0311 / Low: 0.0305).

March Spread (Volatile) ±0.0029

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0011 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0328) against the same month in 2019 (average: 0.0315), the exchange rate shifted by +0.0013 (+4.14%).

2020 Avg (March) 0.0328

2019 Avg (March) 0.0315

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0325	0.0316	0.0321
February	0.0331	0.0322	0.0327
March	0.0343	0.0314	0.0328
April	0.0338	0.0331	0.0334
May	0.0335	0.0327	0.0332
June	0.0326	0.0317	0.0322
July	0.0322	0.0302	0.0314
August	0.0307	0.0301	0.0304
September	0.0310	0.0303	0.0306
October	0.0311	0.0305	0.0308
November	0.0311	0.0302	0.0305
December	0.0299	0.0293	0.0296