2014 GYD to MAD Historical Review

YEARLY HIGH

0.0438 MAD

YEARLY LOW

0.0391 MAD

YEARLY AVERAGE

0.0410 MAD

2014 GYD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GYD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0438. Conversely, the yearly low was recorded on March 17, dropping to 0.0391.

This high-to-low spread represents a total annual volatility of 0.0047 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0400 to the December average rate of 0.0433, the exchange rate registered a net change of 8.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0438 was up 2.46% compared to the 2013 peak of 0.0427, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 219 MAD

2013 Average 207 MAD

Yearly Trough Low 195 MAD

Transaction Impact: A difference of 23.37 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0436

0.0393

JanuMarcMayJulySeptNove

GYD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0399, compared to 0.0420 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.0399

H2 Avg (Jul–Dec) 0.0420

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0012 MAD (High: 0.0427 / Low: 0.0414). On the other end, June was the most stable month, with a tight range of 0.0005 MAD (High: 0.0405 / Low: 0.0400).

September Spread (Volatile) ±0.0012

June Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0003 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0433) against the same month in 2013 (average: 0.0399), the exchange rate shifted by +0.0034 (+8.51%).

2014 Avg (December) 0.0433

2013 Avg (December) 0.0399

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0405	0.0397	0.0400
February	0.0407	0.0395	0.0399
March	0.0401	0.0391	0.0396
April	0.0401	0.0395	0.0398
May	0.0403	0.0395	0.0399
June	0.0405	0.0400	0.0402
July	0.0408	0.0400	0.0404
August	0.0414	0.0406	0.0409
September	0.0427	0.0414	0.0420
October	0.0431	0.0422	0.0427
November	0.0432	0.0426	0.0429
December	0.0438	0.0427	0.0433