2015 GYD to MAD Historical Review

YEARLY HIGH

0.0489 MAD

YEARLY LOW

0.0438 MAD

YEARLY AVERAGE

0.0473 MAD

2015 GYD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GYD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.0489. Conversely, the yearly low was recorded on January 1, dropping to 0.0438.

This high-to-low spread represents a total annual volatility of 0.0051 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0453 to the December average rate of 0.0481, the exchange rate registered a net change of 6.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0489 was up 11.82% compared to the 2014 peak of 0.0438, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 245 MAD

2014 Average 205 MAD

Yearly Trough Low 219 MAD

Transaction Impact: A difference of 25.52 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0487

0.0450

JanuMarcMayJulySeptNove

GYD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0470, compared to 0.0476 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0470

H2 Avg (Jul–Dec) 0.0476

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0029 MAD (High: 0.0468 / Low: 0.0438). On the other end, February was the most stable month, with a tight range of 0.0006 MAD (High: 0.0465 / Low: 0.0459).

January Spread (Volatile) ±0.0029

February Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0009 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0479) against the same month in 2014 (average: 0.0396), the exchange rate shifted by +0.0083 (+20.86%).

2015 Avg (March) 0.0479

2014 Avg (March) 0.0396

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0468	0.0438	0.0453
February	0.0465	0.0459	0.0462
March	0.0489	0.0466	0.0479
April	0.0487	0.0472	0.0481
May	0.0478	0.0464	0.0472
June	0.0478	0.0467	0.0470
July	0.0480	0.0472	0.0476
August	0.0479	0.0462	0.0473
September	0.0473	0.0467	0.0471
October	0.0479	0.0465	0.0471
November	0.0489	0.0476	0.0484
December	0.0488	0.0477	0.0481