2020 GYD to MAD Historical Review

YEARLY HIGH

0.0493 MAD

YEARLY LOW

0.0425 MAD

YEARLY AVERAGE

0.0454 MAD

2020 GYD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GYD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 6, valuing the pair at 0.0493. Conversely, the yearly low was recorded on December 19, dropping to 0.0425.

This high-to-low spread represents a total annual volatility of 0.0069 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0460 to the December average rate of 0.0429, the exchange rate registered a net change of -6.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0493 was up 5.69% compared to the 2019 peak of 0.0467, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 247 MAD

2019 Average 230 MAD

Yearly Trough Low 212 MAD

Transaction Impact: A difference of 34.27 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0490

0.0424

JanuMarcMayJulySeptNove

GYD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0468, compared to 0.0441 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.0468

H2 Avg (Jul–Dec) 0.0441

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0033 MAD (High: 0.0483 / Low: 0.0449). On the other end, October was the most stable month, with a tight range of 0.0005 MAD (High: 0.0443 / Low: 0.0438).

March Spread (Volatile) ±0.0033

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0015 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0485) against the same month in 2019 (average: 0.0460), the exchange rate shifted by +0.0025 (+5.37%).

2020 Avg (April) 0.0485

2019 Avg (April) 0.0460

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0464	0.0457	0.0460
February	0.0467	0.0459	0.0463
March	0.0483	0.0449	0.0464
April	0.0493	0.0473	0.0485
May	0.0474	0.0468	0.0471
June	0.0468	0.0459	0.0463
July	0.0464	0.0445	0.0457
August	0.0447	0.0438	0.0442
September	0.0445	0.0437	0.0441
October	0.0443	0.0438	0.0440
November	0.0442	0.0433	0.0437
December	0.0445	0.0425	0.0429