2021 GYD to MAD Historical Review

YEARLY HIGH

0.0446 MAD

YEARLY LOW

0.0421 MAD

YEARLY AVERAGE

0.0430 MAD

2021 GYD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GYD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.0446. Conversely, the yearly low was recorded on January 6, dropping to 0.0421.

This high-to-low spread represents a total annual volatility of 0.0025 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0426 to the December average rate of 0.0442, the exchange rate registered a net change of 3.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0446 was down 9.61% compared to the 2020 peak of 0.0493, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 223 MAD

2020 Average 227 MAD

Yearly Trough Low 210 MAD

Transaction Impact: A difference of 12.57 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0444

0.0422

JanuMarcMayJulySeptNove

GYD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0427, compared to 0.0433 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0427

H2 Avg (Jul–Dec) 0.0433

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0010 MAD (High: 0.0443 / Low: 0.0433). On the other end, October was the most stable month, with a tight range of 0.0003 MAD (High: 0.0434 / Low: 0.0431).

November Spread (Volatile) ±0.0010

October Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0442) against the same month in 2020 (average: 0.0429), the exchange rate shifted by +0.0013 (+3.06%).

2021 Avg (December) 0.0442

2020 Avg (December) 0.0429

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0429	0.0421	0.0426
February	0.0431	0.0425	0.0428
March	0.0433	0.0427	0.0431
April	0.0433	0.0424	0.0428
May	0.0429	0.0421	0.0423
June	0.0426	0.0422	0.0424
July	0.0429	0.0426	0.0428
August	0.0430	0.0426	0.0429
September	0.0434	0.0426	0.0429
October	0.0434	0.0431	0.0433
November	0.0443	0.0433	0.0438
December	0.0446	0.0439	0.0442