2019 HKD to BIF Historical Review

YEARLY HIGH

242.0460 BIF

YEARLY LOW

227.7445 BIF

YEARLY AVERAGE

235.0567 BIF

2019 HKD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HKD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 242.0460. Conversely, the yearly low was recorded on January 26, dropping to 227.7445.

This high-to-low spread represents a total annual volatility of 14.3015 BIF. From a start-to-finish perspective, comparing the January average rate of 230.1918 to the December average rate of 240.5379, the exchange rate registered a net change of 4.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 242.0460 was up 3.62% compared to the 2018 peak of 233.5925, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 6,051,151 BIF

2018 Average 5,670,711 BIF

Yearly Trough Low 5,693,614 BIF

Transaction Impact: A difference of 357,537.04 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

241.5725

229.1571

JanuMarcMayJulySeptNove

HKD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 232.7374, compared to 237.3760 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.6386 points.

H1 Avg (Jan–Jun) 232.7374

H2 Avg (Jul–Dec) 237.3760

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 5.3260 BIF (High: 236.5393 / Low: 231.2133). On the other end, April was the most stable month, with a tight range of 1.0720 BIF (High: 233.9084 / Low: 232.8365).

August Spread (Volatile) ±5.3260

April Spread (Stable) ±1.0720

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.7297 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.7297

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 240.5379) against the same month in 2018 (average: 231.0887), the exchange rate shifted by +9.4492 (+4.09%).

2019 Avg (December) 240.5379

2018 Avg (December) 231.0887

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	232.1533	227.7445	230.1918
February	233.3123	229.1024	231.1307
March	233.8749	229.7035	231.8861
April	233.9084	232.8365	233.5410
May	235.8644	233.5367	234.0934
June	237.2922	233.5509	235.5815
July	236.9362	234.8905	235.9593
August	236.5393	231.2133	235.2296
September	237.9689	234.0261	236.4443
October	238.7073	234.7858	236.9302
November	239.6471	238.1677	239.1548
December	242.0460	239.0648	240.5379