2021 HKD to BIF Historical Review

YEARLY HIGH

257.4114 BIF

YEARLY LOW

250.0980 BIF

YEARLY AVERAGE

254.0086 BIF

2021 HKD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 22, valuing the pair at 257.4114. Conversely, the yearly low was recorded on April 10, dropping to 250.0980.

This high-to-low spread represents a total annual volatility of 7.3134 BIF. From a start-to-finish perspective, comparing the January average rate of 251.0858 to the December average rate of 256.1406, the exchange rate registered a net change of 2.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 257.4114 was up 2.47% compared to the 2020 peak of 251.2145, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 6,435,284 BIF

2020 Average 6,170,454 BIF

Yearly Trough Low 6,252,449 BIF

Transaction Impact: A difference of 182,834.90 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

256.6461

250.5803

JanuMarcMayJulySeptNove

HKD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 252.4082, compared to 255.6089 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.2007 points.

H1 Avg (Jan–Jun) 252.4082

H2 Avg (Jul–Dec) 255.6089

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 3.5373 BIF (High: 253.6352 / Low: 250.0980). On the other end, September was the most stable month, with a tight range of 1.1094 BIF (High: 256.3339 / Low: 255.2245).

April Spread (Volatile) ±3.5373

September Spread (Stable) ±1.1094

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3312 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3312

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 256.0997) against the same month in 2020 (average: 249.6287), the exchange rate shifted by +6.4709 (+2.59%).

2021 Avg (October) 256.0997

2020 Avg (October) 249.6287

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	252.7972	250.3099	251.0858
February	252.9397	250.4822	251.5932
March	252.9567	250.4190	251.7994
April	253.6352	250.0980	251.4682
May	254.5618	251.4253	253.5831
June	255.7551	254.4680	254.9198
July	255.8142	254.4997	255.0683
August	255.7308	254.2989	254.8710
September	256.3339	255.2245	255.6023
October	257.4114	254.8981	256.0997
November	256.5535	255.3594	255.8717
December	257.1031	254.8551	256.1406