2025 HKD to BIF Historical Review

YEARLY HIGH

385.7122 BIF

YEARLY LOW

372.8077 BIF

YEARLY AVERAGE

379.3456 BIF

2025 HKD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HKD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 385.7122. Conversely, the yearly low was recorded on July 20, dropping to 372.8077.

This high-to-low spread represents a total annual volatility of 12.9045 BIF. From a start-to-finish perspective, comparing the January average rate of 378.9127 to the December average rate of 380.2784, the exchange rate registered a net change of 0.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 385.7122 was up 1.13% compared to the 2024 peak of 381.4082, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 9,642,805 BIF

2024 Average 9,242,077 BIF

Yearly Trough Low 9,320,193 BIF

Transaction Impact: A difference of 322,612.28 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

381.8371

376.7065

JanuMarcMayJulySeptNove

HKD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 379.2411, compared to 379.4501 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2089 points.

H1 Avg (Jan–Jun) 379.2411

H2 Avg (Jul–Dec) 379.4501

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 10.5830 BIF (High: 385.7122 / Low: 375.1292). On the other end, December was the most stable month, with a tight range of 2.1517 BIF (High: 381.3922 / Low: 379.2405).

February Spread (Volatile) ±10.5830

December Spread (Stable) ±2.1517

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 2.9096 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.9096

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 379.6358) against the same month in 2024 (average: 365.6257), the exchange rate shifted by +14.0101 (+3.83%).

2025 Avg (February) 379.6358

2024 Avg (February) 365.6257

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	381.5585	374.4782	378.9127
February	385.7122	375.1292	379.6358
March	382.0072	374.7981	379.8547
April	383.6055	376.8750	381.4095
May	381.2921	375.6007	378.4999
June	380.2442	374.5311	377.1340
July	380.0491	372.8077	377.4564
August	382.5794	373.9903	379.1296
September	384.3552	376.8502	381.1173
October	383.6962	377.2513	379.4979
November	380.9891	376.4207	379.2208
December	381.3922	379.2405	380.2784