YEARLY HIGH
251.2145 BIF
YEARLY LOW
241.4624 BIF
YEARLY AVERAGE
246.8042 BIF

2020 HKD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 251.2145. Conversely, the yearly low was recorded on January 1, dropping to 241.4624.

This high-to-low spread represents a total annual volatility of 9.7521 BIF. From a start-to-finish perspective, comparing the January average rate of 242.4581 to the December average rate of 250.5732, the exchange rate registered a net change of 3.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 251.2145 was up 3.79% compared to the 2019 peak of 242.0460, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 6,280,362 BIF
2019 Average 5,876,917 BIF
Yearly Trough Low 6,036,560 BIF
Transaction Impact: A difference of 243,801.80 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

251.3847
241.6466
JanuMarcMayJulySeptNove

HKD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 244.1749, compared to 249.4334 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.2585 points.

H1 Avg (Jan–Jun) 244.1749
H2 Avg (Jul–Dec) 249.4334

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 3.7901 BIF (High: 246.1665 / Low: 242.3765). On the other end, December was the most stable month, with a tight range of 0.9478 BIF (High: 251.2145 / Low: 250.2667).

April Spread (Volatile) ±3.7901
December Spread (Stable) ±0.9478

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 250.5732) against the same month in 2019 (average: 240.5379), the exchange rate shifted by +10.0353 (+4.17%).

2020 Avg (December) 250.5732
2019 Avg (December) 240.5379

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 243.4891 241.4624 242.4581
February 243.5177 242.1361 242.8327
March 245.2414 241.7580 243.5875
April 246.1665 242.3765 244.6111
May 246.5050 243.7469 245.4691
June 247.7708 245.1283 246.0909
July 248.9234 246.4507 248.2382
August 249.5016 248.1240 248.8286
September 249.7876 248.7650 249.2115
October 250.2112 249.1351 249.6287
November 250.5884 249.5466 250.1202
December 251.2145 250.2667 250.5732