2014 HKD to SBD Historical Review

YEARLY HIGH

0.9877 SBD

YEARLY LOW

0.9275 SBD

YEARLY AVERAGE

0.9429 SBD

2014 HKD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HKD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.9877. Conversely, the yearly low was recorded on January 2, dropping to 0.9275.

This high-to-low spread represents a total annual volatility of 0.0602 SBD. From a start-to-finish perspective, comparing the January average rate of 0.9299 to the December average rate of 0.9757, the exchange rate registered a net change of 4.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.9877 was up 4.20% compared to the 2013 peak of 0.9479, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 24,692 SBD

2013 Average 23,059 SBD

Yearly Trough Low 23,187 SBD

Transaction Impact: A difference of 1,505.27 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.9803

0.9253

JanuMarcMayJulySeptNove

HKD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9365, compared to 0.9492 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0128 points.

H1 Avg (Jan–Jun) 0.9365

H2 Avg (Jul–Dec) 0.9492

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0260 SBD (High: 0.9877 / Low: 0.9617). On the other end, March was the most stable month, with a tight range of 0.0015 SBD (High: 0.9373 / Low: 0.9357).

December Spread (Volatile) ±0.0260

March Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0069 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0069

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.9757) against the same month in 2013 (average: 0.9275), the exchange rate shifted by +0.0482 (+5.20%).

2014 Avg (December) 0.9757

2013 Avg (December) 0.9275

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9373	0.9275	0.9299
February	0.9380	0.9340	0.9365
March	0.9373	0.9357	0.9365
April	0.9414	0.9366	0.9382
May	0.9475	0.9396	0.9424
June	0.9431	0.9310	0.9355
July	0.9370	0.9311	0.9336
August	0.9377	0.9311	0.9333
September	0.9517	0.9312	0.9414
October	0.9556	0.9488	0.9520
November	0.9650	0.9508	0.9595
December	0.9877	0.9617	0.9757