2015 HKD to SBD Historical Review

YEARLY HIGH

1.0559 SBD

YEARLY LOW

0.9710 SBD

YEARLY AVERAGE

1.0137 SBD

2015 HKD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HKD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 1.0559. Conversely, the yearly low was recorded on January 12, dropping to 0.9710.

This high-to-low spread represents a total annual volatility of 0.0850 SBD. From a start-to-finish perspective, comparing the January average rate of 0.9813 to the December average rate of 1.0447, the exchange rate registered a net change of 6.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.0559 was up 6.91% compared to the 2014 peak of 0.9877, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 26,398 SBD

2014 Average 23,573 SBD

Yearly Trough Low 24,275 SBD

Transaction Impact: A difference of 2,123.92 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.0510

0.9750

JanuMarcMayJulySeptNove

HKD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9979, compared to 1.0295 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0316 points.

H1 Avg (Jan–Jun) 0.9979

H2 Avg (Jul–Dec) 1.0295

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.0300 SBD (High: 1.0095 / Low: 0.9794). On the other end, September was the most stable month, with a tight range of 0.0052 SBD (High: 1.0292 / Low: 1.0240).

February Spread (Volatile) ±0.0300

September Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0056 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0056

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 1.0447) against the same month in 2014 (average: 0.9757), the exchange rate shifted by +0.0690 (+7.07%).

2015 Avg (December) 1.0447

2014 Avg (December) 0.9757

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9908	0.9710	0.9813
February	1.0095	0.9794	0.9948
March	1.0104	0.9822	0.9998
April	1.0069	0.9929	1.0014
May	1.0008	0.9905	0.9958
June	1.0223	0.9993	1.0142
July	1.0302	1.0129	1.0198
August	1.0312	1.0235	1.0281
September	1.0292	1.0240	1.0279
October	1.0384	1.0203	1.0273
November	1.0473	1.0201	1.0293
December	1.0559	1.0334	1.0447