2020 HKD to SBD Historical Review

YEARLY HIGH

1.0990 SBD

YEARLY LOW

1.0319 SBD

YEARLY AVERAGE

1.0613 SBD

2020 HKD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 3, valuing the pair at 1.0990. Conversely, the yearly low was recorded on December 28, dropping to 1.0319.

This high-to-low spread represents a total annual volatility of 0.0670 SBD. From a start-to-finish perspective, comparing the January average rate of 1.0655 to the December average rate of 1.0374, the exchange rate registered a net change of -2.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0990 was up 3.06% compared to the 2019 peak of 1.0663, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 27,474 SBD

2019 Average 26,166 SBD

Yearly Trough Low 25,798 SBD

Transaction Impact: A difference of 1,676.21 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0798

1.0335

JanuMarcMayJulySeptNove

HKD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0692, compared to 1.0534 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0158 points.

H1 Avg (Jan–Jun) 1.0692

H2 Avg (Jul–Dec) 1.0534

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0398 SBD (High: 1.0990 / Low: 1.0591). On the other end, June was the most stable month, with a tight range of 0.0051 SBD (High: 1.0790 / Low: 1.0739).

March Spread (Volatile) ±0.0398

June Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0097 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0097

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.0663) against the same month in 2019 (average: 1.0355), the exchange rate shifted by +0.0308 (+2.97%).

2020 Avg (March) 1.0663

2019 Avg (March) 1.0355

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0728	1.0500	1.0655
February	1.0649	1.0570	1.0615
March	1.0990	1.0591	1.0663
April	1.0757	1.0699	1.0724
May	1.0814	1.0645	1.0737
June	1.0790	1.0739	1.0760
July	1.0800	1.0631	1.0735
August	1.0666	1.0613	1.0652
September	1.0665	1.0493	1.0555
October	1.0538	1.0421	1.0479
November	1.0451	1.0322	1.0411
December	1.0426	1.0319	1.0374