YEARLY HIGH
1.0886 SBD
YEARLY LOW
1.0453 SBD
YEARLY AVERAGE
1.0660 SBD

2025 HKD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HKD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 21, valuing the pair at 1.0886. Conversely, the yearly low was recorded on December 31, dropping to 1.0453.

This high-to-low spread represents a total annual volatility of 0.0432 SBD. From a start-to-finish perspective, comparing the January average rate of 1.0835 to the December average rate of 1.0518, the exchange rate registered a net change of -2.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.0886 was down 2.63% compared to the 2024 peak of 1.1180, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 27,215 SBD
2024 Average 26,988 SBD
Yearly Trough Low 26,133 SBD
Transaction Impact: A difference of 1,081.19 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.0879
1.0475
JanuMarcMayJulySeptNove

HKD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0761, compared to 1.0558 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0203 points.

H1 Avg (Jan–Jun) 1.0761
H2 Avg (Jul–Dec) 1.0558

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0144 SBD (High: 1.0865 / Low: 1.0721). On the other end, June was the most stable month, with a tight range of 0.0028 SBD (High: 1.0649 / Low: 1.0620).

March Spread (Volatile) ±0.0144
June Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0093 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0093

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 1.0835) against the same month in 2024 (average: 1.0773), the exchange rate shifted by +0.0062 (+0.57%).

2025 Avg (January) 1.0835
2024 Avg (January) 1.0773

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0886 1.0778 1.0835
February 1.0884 1.0832 1.0846
March 1.0865 1.0721 1.0827
April 1.0782 1.0700 1.0733
May 1.0748 1.0636 1.0691
June 1.0649 1.0620 1.0635
July 1.0623 1.0502 1.0584
August 1.0547 1.0468 1.0509
September 1.0589 1.0530 1.0560
October 1.0630 1.0560 1.0592
November 1.0608 1.0565 1.0586
December 1.0580 1.0453 1.0518