2017 HNL to BOB Historical Review

YEARLY HIGH

0.3037 BOB

YEARLY LOW

0.2911 BOB

YEARLY AVERAGE

0.2956 BOB

2017 HNL to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the HNL to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 0.3037. Conversely, the yearly low was recorded on December 13, dropping to 0.2911.

This high-to-low spread represents a total annual volatility of 0.0126 BOB. From a start-to-finish perspective, comparing the January average rate of 0.2964 to the December average rate of 0.2925, the exchange rate registered a net change of -1.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2017 high of 0.3037 was down 2.16% compared to the 2016 peak of 0.3104, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,518 BOB

2016 Average 1,515 BOB

Yearly Trough Low 1,456 BOB

Transaction Impact: A difference of 62.78 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

0.2988

0.2919

JanuMarcMayJulySeptNove

HNL to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2955, compared to 0.2957 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.2955

H2 Avg (Jul–Dec) 0.2957

Volatility Range Comparison

Volatility

The most volatile month in 2017 was January, with a trading range of 0.0114 BOB (High: 0.3037 / Low: 0.2922). On the other end, December was the most stable month, with a tight range of 0.0023 BOB (High: 0.2934 / Low: 0.2911).

January Spread (Volatile) ±0.0114

December Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0036 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2017: 0.2964) against the same month in 2016 (average: 0.3080), the exchange rate shifted by -0.0116 (-3.76%).

2017 Avg (January) 0.2964

2016 Avg (January) 0.3080

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3037	0.2922	0.2964
February	0.2955	0.2925	0.2939
March	0.2971	0.2936	0.2947
April	0.2977	0.2936	0.2959
May	0.2978	0.2948	0.2961
June	0.2976	0.2949	0.2963
July	0.2983	0.2944	0.2971
August	0.3007	0.2959	0.2982
September	0.2985	0.2961	0.2979
October	0.2979	0.2926	0.2943
November	0.2972	0.2918	0.2940
December	0.2934	0.2911	0.2925