2018 HNL to BOB Historical Review

YEARLY HIGH

0.3023 BOB

YEARLY LOW

0.2817 BOB

YEARLY AVERAGE

0.2890 BOB

2018 HNL to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HNL to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 0.3023. Conversely, the yearly low was recorded on November 20, dropping to 0.2817.

This high-to-low spread represents a total annual volatility of 0.0206 BOB. From a start-to-finish perspective, comparing the January average rate of 0.2925 to the December average rate of 0.2849, the exchange rate registered a net change of -2.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.3023 was down 0.45% compared to the 2017 peak of 0.3037, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,512 BOB

2017 Average 1,478 BOB

Yearly Trough Low 1,409 BOB

Transaction Impact: A difference of 102.90 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.2937

0.2836

JanuMarcMayJulySeptNove

HNL to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2915, compared to 0.2866 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0049 points.

H1 Avg (Jan–Jun) 0.2915

H2 Avg (Jul–Dec) 0.2866

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0200 BOB (High: 0.3023 / Low: 0.2823). On the other end, August was the most stable month, with a tight range of 0.0009 BOB (High: 0.2882 / Low: 0.2873).

December Spread (Volatile) ±0.0200

August Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0025 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 0.2849) against the same month in 2017 (average: 0.2925), the exchange rate shifted by -0.0076 (-2.58%).

2018 Avg (December) 0.2849

2017 Avg (December) 0.2925

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2950	0.2901	0.2925
February	0.2938	0.2921	0.2928
March	0.2935	0.2915	0.2925
April	0.2923	0.2905	0.2919
May	0.2925	0.2891	0.2907
June	0.2905	0.2874	0.2884
July	0.2895	0.2856	0.2879
August	0.2882	0.2873	0.2877
September	0.2893	0.2868	0.2875
October	0.2875	0.2865	0.2869
November	0.2863	0.2817	0.2845
December	0.3023	0.2823	0.2849