2022 HNL to BOB Historical Review

YEARLY HIGH

0.2840 BOB

YEARLY LOW

0.2659 BOB

YEARLY AVERAGE

0.2801 BOB

2022 HNL to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HNL to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on April 18, valuing the pair at 0.2840. Conversely, the yearly low was recorded on August 29, dropping to 0.2659.

This high-to-low spread represents a total annual volatility of 0.0180 BOB. From a start-to-finish perspective, comparing the January average rate of 0.2810 to the December average rate of 0.2799, the exchange rate registered a net change of -0.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.2840 was down 2.65% compared to the 2021 peak of 0.2917, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,420 BOB

2021 Average 1,432 BOB

Yearly Trough Low 1,330 BOB

Transaction Impact: A difference of 90.23 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.2815

0.2785

JanuMarcMayJulySeptNove

HNL to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2806, compared to 0.2796 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.2806

H2 Avg (Jul–Dec) 0.2796

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0159 BOB (High: 0.2818 / Low: 0.2659). On the other end, February was the most stable month, with a tight range of 0.0015 BOB (High: 0.2806 / Low: 0.2790).

August Spread (Volatile) ±0.0159

February Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0011 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2022: 0.2812) against the same month in 2021 (average: 0.2867), the exchange rate shifted by -0.0054 (-1.89%).

2022 Avg (April) 0.2812

2021 Avg (April) 0.2867

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2826	0.2798	0.2810
February	0.2806	0.2790	0.2799
March	0.2824	0.2789	0.2807
April	0.2840	0.2799	0.2812
May	0.2816	0.2787	0.2807
June	0.2809	0.2783	0.2803
July	0.2812	0.2791	0.2798
August	0.2818	0.2659	0.2798
September	0.2819	0.2767	0.2803
October	0.2815	0.2765	0.2792
November	0.2797	0.2778	0.2787
December	0.2808	0.2791	0.2799