YEARLY HIGH
0.2885 CNY
YEARLY LOW
0.2643 CNY
YEARLY AVERAGE
0.2764 CNY

2025 HNL to CNY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HNL to CNY exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.2885. Conversely, the yearly low was recorded on December 30, dropping to 0.2643.

This high-to-low spread represents a total annual volatility of 0.0242 CNY. From a start-to-finish perspective, comparing the January average rate of 0.2864 to the December average rate of 0.2676, the exchange rate registered a net change of -6.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2885 was down 1.95% compared to the 2024 peak of 0.2943, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,443 CNY
2024 Average 1,444 CNY
Yearly Trough Low 1,321 CNY
Transaction Impact: A difference of 121.21 CNY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2883
0.2658
JanuMarcMayJulySeptNove

HNL to CNY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2814, compared to 0.2713 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0101 points.

H1 Avg (Jan–Jun) 0.2814
H2 Avg (Jul–Dec) 0.2713

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0085 CNY (High: 0.2868 / Low: 0.2783). On the other end, September was the most stable month, with a tight range of 0.0024 CNY (High: 0.2730 / Low: 0.2706).

February Spread (Volatile) ±0.0085
September Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0053 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0053

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.2864) against the same month in 2024 (average: 0.2880), the exchange rate shifted by -0.0016 (-0.56%).

2025 Avg (January) 0.2864
2024 Avg (January) 0.2880

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2885 0.2803 0.2864
February 0.2868 0.2783 0.2836
March 0.2870 0.2809 0.2828
April 0.2871 0.2811 0.2830
May 0.2803 0.2757 0.2776
June 0.2765 0.2734 0.2752
July 0.2749 0.2718 0.2731
August 0.2777 0.2700 0.2733
September 0.2730 0.2706 0.2720
October 0.2726 0.2698 0.2715
November 0.2714 0.2689 0.2703
December 0.2696 0.2643 0.2676