2021 HNL to CNY Historical Review

YEARLY HIGH

0.2741 CNY

YEARLY LOW

0.2597 CNY

YEARLY AVERAGE

0.2677 CNY

2021 HNL to CNY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to CNY exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 0.2741. Conversely, the yearly low was recorded on January 6, dropping to 0.2597.

This high-to-low spread represents a total annual volatility of 0.0145 CNY. From a start-to-finish perspective, comparing the January average rate of 0.2671 to the December average rate of 0.2623, the exchange rate registered a net change of -1.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2741 was down 5.17% compared to the 2020 peak of 0.2891, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,371 CNY

2020 Average 1,395 CNY

Yearly Trough Low 1,298 CNY

Transaction Impact: A difference of 72.26 CNY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2734

0.2613

JanuMarcMayJulySeptNove

HNL to CNY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2679, compared to 0.2674 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.2679

H2 Avg (Jul–Dec) 0.2674

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0103 CNY (High: 0.2699 / Low: 0.2597). On the other end, November was the most stable month, with a tight range of 0.0019 CNY (High: 0.2653 / Low: 0.2634).

January Spread (Volatile) ±0.0103

November Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0044 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.2724) against the same month in 2020 (average: 0.2803), the exchange rate shifted by -0.0079 (-2.83%).

2021 Avg (August) 0.2724

2020 Avg (August) 0.2803

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2699	0.2597	0.2671
February	0.2690	0.2653	0.2667
March	0.2723	0.2661	0.2690
April	0.2734	0.2681	0.2708
May	0.2694	0.2643	0.2669
June	0.2704	0.2649	0.2672
July	0.2734	0.2697	0.2713
August	0.2741	0.2698	0.2724
September	0.2706	0.2660	0.2680
October	0.2680	0.2639	0.2658
November	0.2653	0.2634	0.2645
December	0.2642	0.2605	0.2623