2020 HNL to CNY Historical Review

YEARLY HIGH

0.2891 CNY

YEARLY LOW

0.2688 CNY

YEARLY AVERAGE

0.2790 CNY

2020 HNL to CNY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to CNY exchange rate experienced significant fluctuation. The market reached its absolute peak on March 29, valuing the pair at 0.2891. Conversely, the yearly low was recorded on December 5, dropping to 0.2688.

This high-to-low spread represents a total annual volatility of 0.0203 CNY. From a start-to-finish perspective, comparing the January average rate of 0.2794 to the December average rate of 0.2698, the exchange rate registered a net change of -3.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2891 was down 38.94% compared to the 2019 peak of 0.4734, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,445 CNY

2019 Average 1,408 CNY

Yearly Trough Low 1,344 CNY

Transaction Impact: A difference of 101.40 CNY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2859

0.2683

JanuMarcMayJulySeptNove

HNL to CNY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2827, compared to 0.2753 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0074 points.

H1 Avg (Jan–Jun) 0.2827

H2 Avg (Jul–Dec) 0.2753

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0107 CNY (High: 0.2891 / Low: 0.2784). On the other end, December was the most stable month, with a tight range of 0.0020 CNY (High: 0.2708 / Low: 0.2688).

March Spread (Volatile) ±0.0107

December Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0045 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2825) against the same month in 2019 (average: 0.2738), the exchange rate shifted by +0.0087 (+3.16%).

2020 Avg (March) 0.2825

2019 Avg (March) 0.2738

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2825	0.2727	0.2794
February	0.2852	0.2795	0.2819
March	0.2891	0.2784	0.2825
April	0.2859	0.2823	0.2838
May	0.2875	0.2824	0.2845
June	0.2859	0.2830	0.2840
July	0.2840	0.2796	0.2818
August	0.2819	0.2780	0.2803
September	0.2776	0.2733	0.2758
October	0.2760	0.2713	0.2736
November	0.2725	0.2689	0.2706
December	0.2708	0.2688	0.2698