2014 HNL to COP Historical Review

YEARLY HIGH

114.9198 COP

YEARLY LOW

88.1609 COP

YEARLY AVERAGE

98.1119 COP

2014 HNL to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 114.9198. Conversely, the yearly low was recorded on July 24, dropping to 88.1609.

This high-to-low spread represents a total annual volatility of 26.7588 COP. From a start-to-finish perspective, comparing the January average rate of 97.7747 to the December average rate of 111.1760, the exchange rate registered a net change of 13.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 114.9198 was up 16.50% compared to the 2013 peak of 98.6450, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 574,599 COP

2013 Average 465,412 COP

Yearly Trough Low 440,805 COP

Transaction Impact: A difference of 133,794.18 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

113.4264

86.4216

JanuMarcMayJulySeptNove

HNL to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 99.4905, compared to 96.7333 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.7572 points.

H1 Avg (Jan–Jun) 99.4905

H2 Avg (Jul–Dec) 96.7333

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 9.6094 COP (High: 114.9198 / Low: 105.3103). On the other end, July was the most stable month, with a tight range of 1.5258 COP (High: 89.6867 / Low: 88.1609).

December Spread (Volatile) ±9.6094

July Spread (Stable) ±1.5258

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 9.1937 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -9.1937

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 111.1760) against the same month in 2013 (average: 94.6745), the exchange rate shifted by +16.5015 (+17.43%).

2014 Avg (December) 111.1760

2013 Avg (December) 94.6745

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	101.1745	95.1861	97.7747
February	104.9237	101.0782	103.2637
March	105.9970	102.2782	104.3683
April	102.3379	100.3250	101.1729
May	101.3190	91.7237	99.7786
June	91.8261	89.6664	90.5849
July	89.6867	88.1609	88.6720
August	91.8046	89.4508	90.2814
September	95.9406	90.4575	93.5768
October	97.2610	95.4472	96.4632
November	103.5838	96.6002	100.2305
December	114.9198	105.3103	111.1760