2020 HNL to COP Historical Review

YEARLY HIGH

168.6662 COP

YEARLY LOW

129.2819 COP

YEARLY AVERAGE

149.1705 COP

2020 HNL to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 24, valuing the pair at 168.6662. Conversely, the yearly low was recorded on January 14, dropping to 129.2819.

This high-to-low spread represents a total annual volatility of 39.3844 COP. From a start-to-finish perspective, comparing the January average rate of 133.5813 to the December average rate of 142.8295, the exchange rate registered a net change of 6.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 168.6662 was down 26.82% compared to the 2019 peak of 230.4917, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 843,331 COP

2019 Average 668,659 COP

Yearly Trough Low 646,409 COP

Transaction Impact: A difference of 196,921.95 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

161.8990

131.0069

JanuMarcMayJulySeptNove

HNL to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 148.1442, compared to 150.1967 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.0526 points.

H1 Avg (Jan–Jun) 148.1442

H2 Avg (Jul–Dec) 150.1967

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 30.1236 COP (High: 168.6662 / Low: 138.5427). On the other end, October was the most stable month, with a tight range of 3.5858 COP (High: 157.1926 / Low: 153.6068).

March Spread (Volatile) ±30.1236

October Spread (Stable) ±3.5858

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 8.1459 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -8.1459

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 155.9229) against the same month in 2019 (average: 127.5101), the exchange rate shifted by +28.4128 (+22.28%).

2020 Avg (March) 155.9229

2019 Avg (March) 127.5101

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	137.7949	129.2819	133.5813
February	140.0415	135.7152	137.2626
March	168.6662	138.5427	155.9229
April	165.0119	153.5915	159.3247
May	159.7974	148.5294	154.1889
June	152.2704	142.6763	148.5848
July	150.1196	144.7653	146.6761
August	156.5405	149.4794	152.9137
September	157.6257	147.9404	151.8339
October	157.1926	153.6068	155.9520
November	157.5730	147.6992	150.9754
December	146.7607	140.3319	142.8295