YEARLY HIGH
174.3558 COP
YEARLY LOW
139.9572 COP
YEARLY AVERAGE
155.8070 COP

2025 HNL to COP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HNL to COP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 174.3558. Conversely, the yearly low was recorded on December 29, dropping to 139.9572.

This high-to-low spread represents a total annual volatility of 34.3986 COP. From a start-to-finish perspective, comparing the January average rate of 169.0520 to the December average rate of 144.4263, the exchange rate registered a net change of -14.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 174.3558 was down 2.63% compared to the 2024 peak of 179.0658, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 871,779 COP
2024 Average 818,768 COP
Yearly Trough Low 699,786 COP
Transaction Impact: A difference of 171,993.16 COP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

171.5972
141.0542
JanuMarcMayJulySeptNove

HNL to COP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 162.6627, compared to 148.9513 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 13.7114 points.

H1 Avg (Jan–Jun) 162.6627
H2 Avg (Jul–Dec) 148.9513

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 14.8944 COP (High: 174.1900 / Low: 159.2955). On the other end, October was the most stable month, with a tight range of 3.7655 COP (High: 149.8411 / Low: 146.0756).

April Spread (Volatile) ±14.8944
October Spread (Stable) ±3.7655

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 7.8250 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -7.8250

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 169.0520) against the same month in 2024 (average: 158.7684), the exchange rate shifted by +10.2836 (+6.48%).

2025 Avg (January) 169.0520
2024 Avg (January) 158.7684

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 174.3558 163.0007 169.0520
February 163.2918 158.5273 161.2270
March 164.1706 157.9988 161.2145
April 174.1900 159.2955 165.5614
May 166.2702 156.9320 161.6963
June 160.2104 154.3327 157.2247
July 159.1428 152.0025 153.9849
August 158.8198 152.2698 154.0760
September 153.5766 146.6224 149.6935
October 149.8411 146.0756 147.9274
November 147.7532 140.6299 143.5995
December 147.0333 139.9572 144.4263