2015 HNL to CRC Historical Review

YEARLY HIGH

25.8435 CRC

YEARLY LOW

24.0333 CRC

YEARLY AVERAGE

24.6510 CRC

2015 HNL to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 25.8435. Conversely, the yearly low was recorded on December 3, dropping to 24.0333.

This high-to-low spread represents a total annual volatility of 1.8103 CRC. From a start-to-finish perspective, comparing the January average rate of 25.5781 to the December average rate of 24.3605, the exchange rate registered a net change of -4.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 25.8435 was down 10.93% compared to the 2014 peak of 29.0164, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 129,218 CRC

2014 Average 131,703 CRC

Yearly Trough Low 120,166 CRC

Transaction Impact: A difference of 9,051.26 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

25.7106

24.1201

JanuMarcMayJulySeptNove

HNL to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.9201, compared to 24.3818 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5383 points.

H1 Avg (Jan–Jun) 24.9201

H2 Avg (Jul–Dec) 24.3818

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.9293 CRC (High: 25.5094 / Low: 24.5801). On the other end, November was the most stable month, with a tight range of 0.1130 CRC (High: 24.3090 / Low: 24.1960).

March Spread (Volatile) ±0.9293

November Spread (Stable) ±0.1130

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.4518 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4518

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 25.5781) against the same month in 2014 (average: 24.9991), the exchange rate shifted by +0.5789 (+2.32%).

2015 Avg (January) 25.5781

2014 Avg (January) 24.9991

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	25.8435	25.3934	25.5781
February	25.5562	25.3312	25.4465
March	25.5094	24.5801	24.9947
April	24.9358	24.2017	24.7065
May	24.3596	24.1936	24.2584
June	24.6542	24.4286	24.5367
July	24.6003	24.4118	24.5399
August	24.4310	24.2982	24.3586
September	24.6086	24.3151	24.4446
October	24.5162	24.1909	24.3345
November	24.3090	24.1960	24.2526
December	24.6376	24.0333	24.3605