YEARLY HIGH
20.0798 CRC
YEARLY LOW
18.5406 CRC
YEARLY AVERAGE
19.3692 CRC

2025 HNL to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HNL to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 20.0798. Conversely, the yearly low was recorded on December 8, dropping to 18.5406.

This high-to-low spread represents a total annual volatility of 1.5392 CRC. From a start-to-finish perspective, comparing the January average rate of 19.8488 to the December average rate of 18.8279, the exchange rate registered a net change of -5.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 20.0798 was down 6.98% compared to the 2024 peak of 21.5868, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 100,399 CRC
2024 Average 103,703 CRC
Yearly Trough Low 92,703 CRC
Transaction Impact: A difference of 7,696.04 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

19.9509
18.7258
JanuMarcMayJulySeptNove

HNL to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.6176, compared to 19.1208 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4968 points.

H1 Avg (Jan–Jun) 19.6176
H2 Avg (Jul–Dec) 19.1208

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.6938 CRC (High: 20.0798 / Low: 19.3861). On the other end, May was the most stable month, with a tight range of 0.1630 CRC (High: 19.6097 / Low: 19.4466).

April Spread (Volatile) ±0.6938
May Spread (Stable) ±0.1630

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2534 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2534

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 19.6236) against the same month in 2024 (average: 20.4040), the exchange rate shifted by -0.7804 (-3.82%).

2025 Avg (April) 19.6236
2024 Avg (April) 20.4040

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.0632 19.6913 19.8488
February 19.9992 19.6440 19.7951
March 19.8265 19.3698 19.5417
April 20.0798 19.3861 19.6236
May 19.6097 19.4466 19.4992
June 19.5961 19.2512 19.3973
July 19.3302 19.1354 19.2168
August 19.3515 19.0889 19.2226
September 19.3711 19.1798 19.2612
October 19.2556 19.0274 19.1528
November 19.1395 18.9232 19.0436
December 19.0615 18.5406 18.8279