YEARLY HIGH
18.8677 CRC
YEARLY LOW
16.8645 CRC
YEARLY AVERAGE
17.5123 CRC

2026 HNL to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 18.8677. Conversely, the yearly low was recorded on July 31, dropping to 16.8645.

This high-to-low spread represents a total annual volatility of 2.0032 CRC. From a start-to-finish perspective, comparing the January average rate of 18.7376 to the December average rate of 16.9338, the exchange rate registered a net change of -9.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 18.8677 was down 6.04% compared to the 2025 peak of 20.0798, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 94,338 CRC
2025 Average 96,831 CRC
Yearly Trough Low 84,322 CRC
Transaction Impact: A difference of 10,016.13 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

18.9180
16.7535
JanuMarcMayJuly

HNL to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.6972, compared to 16.9575 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7397 points.

H1 Avg (Jan–Jun) 17.6972
H2 Avg (Jul–Dec) 16.9575

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.9504 CRC (High: 18.7976 / Low: 17.8472). On the other end, August was the most stable month, with a tight range of 0.0599 CRC (High: 16.9506 / Low: 16.8907).

February Spread (Volatile) ±0.9504
August Spread (Stable) ±0.0599

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.6905 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.6905

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 18.7376) against the same month in 2025 (average: 19.8488), the exchange rate shifted by -1.1112 (-5.60%).

2026 Avg (January) 18.7376
2025 Avg (January) 19.8488

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 18.8677 18.3955 18.7376
February 18.7976 17.8472 18.3741
March 18.0401 17.4649 17.6836
April 17.5171 17.0853 17.2864
May 17.0825 17.0136 17.0335
June 17.2778 16.9578 17.0679
July 17.0892 16.8645 16.9812
August 16.9506 16.8907 16.9338