2012 HNL to LSL Historical Review

YEARLY HIGH

0.4510 LSL

YEARLY LOW

0.3941 LSL

YEARLY AVERAGE

0.4249 LSL

2012 HNL to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.4510. Conversely, the yearly low was recorded on March 4, dropping to 0.3941.

This high-to-low spread represents a total annual volatility of 0.0569 LSL. From a start-to-finish perspective, comparing the January average rate of 0.4208 to the December average rate of 0.4348, the exchange rate registered a net change of 3.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4510 was down 0.08% compared to the 2011 peak of 0.4514, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 2,255 LSL

2011 Average 1,915 LSL

Yearly Trough Low 1,970 LSL

Transaction Impact: A difference of 284.73 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4494

0.3940

JanuMarcMayJulySeptNove

HNL to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4166, compared to 0.4332 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0165 points.

H1 Avg (Jan–Jun) 0.4166

H2 Avg (Jul–Dec) 0.4332

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0411 LSL (High: 0.4466 / Low: 0.4055). On the other end, March was the most stable month, with a tight range of 0.0108 LSL (High: 0.4049 / Low: 0.3941).

May Spread (Volatile) ±0.0411

March Spread (Stable) ±0.0108

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0191 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0191

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 0.4448) against the same month in 2011 (average: 0.4300), the exchange rate shifted by +0.0148 (+3.44%).

2012 Avg (November) 0.4448

2011 Avg (November) 0.4300

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4299	0.4074	0.4208
February	0.4088	0.3954	0.4017
March	0.4049	0.3941	0.3986
April	0.4197	0.4005	0.4106
May	0.4466	0.4055	0.4279
June	0.4510	0.4290	0.4401
July	0.4472	0.4236	0.4327
August	0.4358	0.4153	0.4250
September	0.4301	0.4176	0.4222
October	0.4490	0.4237	0.4395
November	0.4510	0.4378	0.4448
December	0.4470	0.4248	0.4348