2021 HNL to LSL Historical Review

YEARLY HIGH

0.6717 LSL

YEARLY LOW

0.5600 LSL

YEARLY AVERAGE

0.6130 LSL

2021 HNL to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 0.6717. Conversely, the yearly low was recorded on June 7, dropping to 0.5600.

This high-to-low spread represents a total annual volatility of 0.1118 LSL. From a start-to-finish perspective, comparing the January average rate of 0.6221 to the December average rate of 0.6536, the exchange rate registered a net change of 5.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6717 was down 12.32% compared to the 2020 peak of 0.7661, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 3,359 LSL

2020 Average 3,325 LSL

Yearly Trough Low 2,800 LSL

Transaction Impact: A difference of 558.75 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6613

0.5679

JanuMarcMayJulySeptNove

HNL to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6017, compared to 0.6243 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0226 points.

H1 Avg (Jan–Jun) 0.6017

H2 Avg (Jul–Dec) 0.6243

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0531 LSL (High: 0.6717 / Low: 0.6186). On the other end, April was the most stable month, with a tight range of 0.0213 LSL (High: 0.6129 / Low: 0.5915).

November Spread (Volatile) ±0.0531

April Spread (Stable) ±0.0213

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0195 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0195

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.6417) against the same month in 2020 (average: 0.6371), the exchange rate shifted by +0.0047 (+0.73%).

2021 Avg (November) 0.6417

2020 Avg (November) 0.6371

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6382	0.5962	0.6221
February	0.6227	0.5962	0.6094
March	0.6412	0.6079	0.6193
April	0.6129	0.5915	0.5999
May	0.6001	0.5717	0.5839
June	0.5990	0.5600	0.5757
July	0.6232	0.5940	0.6075
August	0.6452	0.6050	0.6226
September	0.6278	0.5860	0.6049
October	0.6286	0.5982	0.6158
November	0.6717	0.6186	0.6417
December	0.6673	0.6366	0.6536