2020 HNL to MOP Historical Review

YEARLY HIGH

0.3308 MOP

YEARLY LOW

0.3166 MOP

YEARLY AVERAGE

0.3230 MOP

2020 HNL to MOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to MOP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.3308. Conversely, the yearly low was recorded on January 14, dropping to 0.3166.

This high-to-low spread represents a total annual volatility of 0.0141 MOP. From a start-to-finish perspective, comparing the January average rate of 0.3230 to the December average rate of 0.3294, the exchange rate registered a net change of 1.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3308 was down 39.00% compared to the 2019 peak of 0.5422, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,654 MOP

2019 Average 1,645 MOP

Yearly Trough Low 1,583 MOP

Transaction Impact: A difference of 70.54 MOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3303

0.3187

JanuMarcMayJulySeptNove

HNL to MOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3212, compared to 0.3247 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.3212

H2 Avg (Jul–Dec) 0.3247

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0104 MOP (High: 0.3270 / Low: 0.3166). On the other end, October was the most stable month, with a tight range of 0.0020 MOP (High: 0.3257 / Low: 0.3237).

January Spread (Volatile) ±0.0104

October Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0013 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.3294) against the same month in 2019 (average: 0.3321), the exchange rate shifted by -0.0027 (-0.83%).

2020 Avg (December) 0.3294

2019 Avg (December) 0.3321

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3270	0.3166	0.3230
February	0.3253	0.3214	0.3227
March	0.3244	0.3185	0.3214
April	0.3216	0.3182	0.3204
May	0.3219	0.3180	0.3197
June	0.3216	0.3194	0.3202
July	0.3226	0.3201	0.3209
August	0.3249	0.3201	0.3229
September	0.3242	0.3219	0.3231
October	0.3257	0.3237	0.3248
November	0.3291	0.3249	0.3272
December	0.3308	0.3283	0.3294