2012 HNL to MVR Historical Review

YEARLY HIGH

0.8115 MVR

YEARLY LOW

0.7183 MVR

YEARLY AVERAGE

0.7613 MVR

2012 HNL to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 26, valuing the pair at 0.8115. Conversely, the yearly low was recorded on July 1, dropping to 0.7183.

This high-to-low spread represents a total annual volatility of 0.0932 MVR. From a start-to-finish perspective, comparing the January average rate of 0.7398 to the December average rate of 0.7747, the exchange rate registered a net change of 4.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.8115 was up 7.50% compared to the 2011 peak of 0.7549, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 4,058 MVR

2011 Average 3,603 MVR

Yearly Trough Low 3,592 MVR

Transaction Impact: A difference of 466.13 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7964

0.7333

JanuMarcMayJulySeptNove

HNL to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7391, compared to 0.7835 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0443 points.

H1 Avg (Jan–Jun) 0.7391

H2 Avg (Jul–Dec) 0.7835

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0932 MVR (High: 0.8115 / Low: 0.7183). On the other end, April was the most stable month, with a tight range of 0.0024 MVR (High: 0.7403 / Low: 0.7379).

July Spread (Volatile) ±0.0932

April Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0050 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0050

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.7867) against the same month in 2011 (average: 0.7448), the exchange rate shifted by +0.0418 (+5.61%).

2012 Avg (July) 0.7867

2011 Avg (July) 0.7448

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7433	0.7372	0.7398
February	0.7404	0.7373	0.7391
March	0.7401	0.7370	0.7386
April	0.7403	0.7379	0.7390
May	0.7402	0.7371	0.7389
June	0.7431	0.7382	0.7394
July	0.8115	0.7183	0.7867
August	0.8082	0.7836	0.7912
September	0.7914	0.7823	0.7862
October	0.7926	0.7801	0.7830
November	0.7815	0.7765	0.7791
December	0.7773	0.7710	0.7747