2020 HNL to MVR Historical Review

YEARLY HIGH

0.6380 MVR

YEARLY LOW

0.6106 MVR

YEARLY AVERAGE

0.6237 MVR

2020 HNL to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.6380. Conversely, the yearly low was recorded on January 14, dropping to 0.6106.

This high-to-low spread represents a total annual volatility of 0.0274 MVR. From a start-to-finish perspective, comparing the January average rate of 0.6236 to the December average rate of 0.6358, the exchange rate registered a net change of 1.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6380 was down 38.60% compared to the 2019 peak of 1.0391, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 3,190 MVR

2019 Average 3,148 MVR

Yearly Trough Low 3,053 MVR

Transaction Impact: A difference of 137.12 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6374

0.6173

JanuMarcMayJulySeptNove

HNL to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6209, compared to 0.6266 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0057 points.

H1 Avg (Jan–Jun) 0.6209

H2 Avg (Jul–Dec) 0.6266

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0188 MVR (High: 0.6293 / Low: 0.6106). On the other end, October was the most stable month, with a tight range of 0.0036 MVR (High: 0.6286 / Low: 0.6250).

January Spread (Volatile) ±0.0188

October Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0020 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.6358) against the same month in 2019 (average: 0.6382), the exchange rate shifted by -0.0024 (-0.38%).

2020 Avg (December) 0.6358

2019 Avg (December) 0.6382

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6293	0.6106	0.6236
February	0.6279	0.6172	0.6226
March	0.6273	0.6161	0.6210
April	0.6226	0.6172	0.6190
May	0.6225	0.6182	0.6197
June	0.6224	0.6165	0.6194
July	0.6227	0.6176	0.6191
August	0.6270	0.6176	0.6232
September	0.6256	0.6210	0.6235
October	0.6286	0.6250	0.6268
November	0.6352	0.6270	0.6313
December	0.6380	0.6334	0.6358