2016 HNL to MVR Historical Review

YEARLY HIGH

0.6885 MVR

YEARLY LOW

0.6524 MVR

YEARLY AVERAGE

0.6707 MVR

2016 HNL to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.6885. Conversely, the yearly low was recorded on December 16, dropping to 0.6524.

This high-to-low spread represents a total annual volatility of 0.0361 MVR. From a start-to-finish perspective, comparing the January average rate of 0.6824 to the December average rate of 0.6567, the exchange rate registered a net change of -3.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.6885 was down 5.51% compared to the 2015 peak of 0.7286, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 3,442 MVR

2015 Average 3,524 MVR

Yearly Trough Low 3,262 MVR

Transaction Impact: A difference of 180.51 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.6850

0.6542

JanuMarcMayJulySeptNove

HNL to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6769, compared to 0.6645 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0124 points.

H1 Avg (Jan–Jun) 0.6769

H2 Avg (Jul–Dec) 0.6645

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0161 MVR (High: 0.6760 / Low: 0.6600). On the other end, October was the most stable month, with a tight range of 0.0063 MVR (High: 0.6710 / Low: 0.6646).

June Spread (Volatile) ±0.0161

October Spread (Stable) ±0.0063

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0066 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0066

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.6824) against the same month in 2015 (average: 0.7249), the exchange rate shifted by -0.0425 (-5.86%).

2016 Avg (January) 0.6824

2015 Avg (January) 0.7249

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6885	0.6770	0.6824
February	0.6838	0.6706	0.6777
March	0.6788	0.6708	0.6752
April	0.6796	0.6664	0.6759
May	0.6799	0.6734	0.6770
June	0.6760	0.6600	0.6732
July	0.6723	0.6618	0.6667
August	0.6671	0.6591	0.6644
September	0.6711	0.6645	0.6679
October	0.6710	0.6646	0.6678
November	0.6713	0.6565	0.6633
December	0.6629	0.6524	0.6567