2015 HNL to MVR Historical Review

YEARLY HIGH

0.7286 MVR

YEARLY LOW

0.6875 MVR

YEARLY AVERAGE

0.7049 MVR

2015 HNL to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 27, valuing the pair at 0.7286. Conversely, the yearly low was recorded on December 31, dropping to 0.6875.

This high-to-low spread represents a total annual volatility of 0.0412 MVR. From a start-to-finish perspective, comparing the January average rate of 0.7249 to the December average rate of 0.7001, the exchange rate registered a net change of -3.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.7286 was down 10.19% compared to the 2014 peak of 0.8113, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 3,643 MVR

2014 Average 3,775 MVR

Yearly Trough Low 3,437 MVR

Transaction Impact: A difference of 205.86 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.7278

0.6932

JanuMarcMayJulySeptNove

HNL to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7109, compared to 0.6990 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0119 points.

H1 Avg (Jan–Jun) 0.7109

H2 Avg (Jul–Dec) 0.6990

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.0251 MVR (High: 0.7271 / Low: 0.7020). On the other end, August was the most stable month, with a tight range of 0.0040 MVR (High: 0.7003 / Low: 0.6963).

March Spread (Volatile) ±0.0251

August Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0125 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0125

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 0.7220) against the same month in 2014 (average: 0.7803), the exchange rate shifted by -0.0582 (-7.46%).

2015 Avg (February) 0.7220

2014 Avg (February) 0.7803

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7282	0.7202	0.7249
February	0.7286	0.7187	0.7220
March	0.7271	0.7020	0.7132
April	0.7152	0.6942	0.7086
May	0.6982	0.6936	0.6961
June	0.7040	0.6954	0.7003
July	0.7024	0.6974	0.7005
August	0.7003	0.6963	0.6985
September	0.7024	0.6973	0.6996
October	0.7015	0.6930	0.6976
November	0.7001	0.6944	0.6978
December	0.7043	0.6875	0.7001