2012 HNL to YER Historical Review

YEARLY HIGH

11.5509 YER

YEARLY LOW

10.7975 YER

YEARLY AVERAGE

11.1563 YER

2012 HNL to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 11.5509. Conversely, the yearly low was recorded on December 27, dropping to 10.7975.

This high-to-low spread represents a total annual volatility of 0.7534 YER. From a start-to-finish perspective, comparing the January average rate of 11.4723 to the December average rate of 10.8361, the exchange rate registered a net change of -5.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 11.5509 was down 0.13% compared to the 2011 peak of 11.5655, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 57,755 YER

2011 Average 56,712 YER

Yearly Trough Low 53,987 YER

Transaction Impact: A difference of 3,767.07 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

11.5360

10.7725

JanuMarcMayJulySeptNove

HNL to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.3260, compared to 10.9866 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3393 points.

H1 Avg (Jan–Jun) 11.3260

H2 Avg (Jul–Dec) 10.9866

Volatility Range Comparison

Volatility

The most volatile month in 2012 was February, with a trading range of 0.3299 YER (High: 11.5065 / Low: 11.1767). On the other end, November was the most stable month, with a tight range of 0.0382 YER (High: 10.8950 / Low: 10.8568).

February Spread (Volatile) ±0.3299

November Spread (Stable) ±0.0382

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2226 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2226

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 11.4723) against the same month in 2011 (average: 11.3128), the exchange rate shifted by +0.1596 (+1.41%).

2012 Avg (January) 11.4723

2011 Avg (January) 11.3128

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.5509	11.3155	11.4723
February	11.5065	11.1767	11.3956
March	11.3602	11.2383	11.2991
April	11.3189	11.2152	11.2838
May	11.2899	11.2013	11.2457
June	11.2838	11.2104	11.2593
July	11.3236	11.1022	11.2753
August	11.2857	10.9702	11.0527
September	11.0340	10.9071	10.9667
October	10.9728	10.8846	10.9172
November	10.8950	10.8568	10.8719
December	10.8665	10.7975	10.8361