2014 HNL to YER Historical Review

YEARLY HIGH

11.2706 YER

YEARLY LOW

10.0755 YER

YEARLY AVERAGE

10.5498 YER

2014 HNL to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on May 1, valuing the pair at 11.2706. Conversely, the yearly low was recorded on November 3, dropping to 10.0755.

This high-to-low spread represents a total annual volatility of 1.1951 YER. From a start-to-finish perspective, comparing the January average rate of 10.7227 to the December average rate of 10.1932, the exchange rate registered a net change of -4.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 11.2706 was down 0.57% compared to the 2013 peak of 11.3357, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 56,353 YER

2013 Average 53,542 YER

Yearly Trough Low 50,377 YER

Transaction Impact: A difference of 5,975.71 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

11.3322

10.0133

JanuMarcMayJulySeptNove

HNL to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.9127, compared to 10.1869 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7258 points.

H1 Avg (Jan–Jun) 10.9127

H2 Avg (Jul–Dec) 10.1869

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.8812 YER (High: 11.2706 / Low: 10.3894). On the other end, July was the most stable month, with a tight range of 0.0260 YER (High: 10.2757 / Low: 10.2497).

May Spread (Volatile) ±0.8812

July Spread (Stable) ±0.0260

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.8768 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.8768

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 11.1985) against the same month in 2013 (average: 11.1107), the exchange rate shifted by +0.0878 (+0.79%).

2014 Avg (May) 11.1985

2013 Avg (May) 11.1107

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.8047	10.6053	10.7227
February	10.9935	10.7757	10.8910
March	11.1959	11.0022	11.1201
April	11.2561	11.1376	11.2223
May	11.2706	10.3894	11.1985
June	10.3974	10.2559	10.3217
July	10.2757	10.2497	10.2593
August	10.2917	10.1630	10.2330
September	10.2176	10.1426	10.1874
October	10.2007	10.0920	10.1253
November	10.1604	10.0755	10.1232
December	10.2254	10.1376	10.1932