2015 HNL to YER Historical Review

YEARLY HIGH

10.2547 YER

YEARLY LOW

9.6396 YER

YEARLY AVERAGE

9.9163 YER

2015 HNL to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 10.2547. Conversely, the yearly low was recorded on December 31, dropping to 9.6396.

This high-to-low spread represents a total annual volatility of 0.6151 YER. From a start-to-finish perspective, comparing the January average rate of 10.2095 to the December average rate of 9.8309, the exchange rate registered a net change of -3.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 10.2547 was down 9.01% compared to the 2014 peak of 11.2706, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 51,273 YER

2014 Average 52,740 YER

Yearly Trough Low 48,198 YER

Transaction Impact: A difference of 3,075.33 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

10.2514

9.7486

JanuMarcMayJulySeptNove

HNL to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.0120, compared to 9.8207 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1913 points.

H1 Avg (Jan–Jun) 10.0120

H2 Avg (Jul–Dec) 9.8207

Volatility Range Comparison

Volatility

The most volatile month in 2015 was March, with a trading range of 0.3512 YER (High: 10.2438 / Low: 9.8926). On the other end, May was the most stable month, with a tight range of 0.0444 YER (High: 9.8237 / Low: 9.7793).

March Spread (Volatile) ±0.3512

May Spread (Stable) ±0.0444

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1813 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1813

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 10.1725) against the same month in 2014 (average: 10.8910), the exchange rate shifted by -0.7186 (-6.60%).

2015 Avg (February) 10.1725

2014 Avg (February) 10.8910

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.2489	10.1459	10.2095
February	10.2547	10.1337	10.1725
March	10.2438	9.8926	10.0530
April	10.0616	9.7947	9.9834
May	9.8237	9.7793	9.8021
June	9.9028	9.8156	9.8512
July	9.8777	9.8075	9.8534
August	9.8443	9.7979	9.8174
September	9.8696	9.8105	9.8363
October	9.8510	9.7304	9.7956
November	9.8203	9.7627	9.7905
December	9.8965	9.6396	9.8309