2016 HNL to YER Historical Review

YEARLY HIGH

11.0983 YER

YEARLY LOW

9.4773 YER

YEARLY AVERAGE

10.5606 YER

2016 HNL to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 11.0983. Conversely, the yearly low was recorded on March 27, dropping to 9.4773.

This high-to-low spread represents a total annual volatility of 1.6210 YER. From a start-to-finish perspective, comparing the January average rate of 9.5852 to the December average rate of 10.7247, the exchange rate registered a net change of 11.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 11.0983 was up 8.23% compared to the 2015 peak of 10.2547, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 55,491 YER

2015 Average 49,574 YER

Yearly Trough Low 47,386 YER

Transaction Impact: A difference of 8,105.00 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

11.2125

9.3555

JanuMarcMayJulySeptNove

HNL to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.2242, compared to 10.8970 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6728 points.

H1 Avg (Jan–Jun) 10.2242

H2 Avg (Jul–Dec) 10.8970

Volatility Range Comparison

Volatility

The most volatile month in 2016 was April, with a trading range of 1.5896 YER (High: 11.0983 / Low: 9.5087). On the other end, March was the most stable month, with a tight range of 0.0616 YER (High: 9.5389 / Low: 9.4773).

April Spread (Volatile) ±1.5896

March Spread (Stable) ±0.0616

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1302 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1302

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2016: 10.6627) against the same month in 2015 (average: 9.9834), the exchange rate shifted by +0.6793 (+6.80%).

2016 Avg (April) 10.6627

2015 Avg (April) 9.9834

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.6396	9.5254	9.5852
February	9.5858	9.4795	9.5254
March	9.5389	9.4773	9.5102
April	11.0983	9.5087	10.6627
May	11.0834	11.0195	11.0577
June	11.0471	10.9495	11.0039
July	11.0352	10.9166	10.9768
August	10.9782	10.8995	10.9384
September	10.9871	10.9185	10.9469
October	11.0113	10.8956	10.9405
November	10.9965	10.7749	10.8549
December	10.8087	10.6577	10.7247