2011 HRK to BIF Historical Review

YEARLY HIGH

247.2753 BIF

YEARLY LOW

198.1686 BIF

YEARLY AVERAGE

226.3734 BIF

2011 HRK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2011

During 2011, the HRK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 29, valuing the pair at 247.2753. Conversely, the yearly low was recorded on January 11, dropping to 198.1686.

This high-to-low spread represents a total annual volatility of 49.1067 BIF. From a start-to-finish perspective, comparing the January average rate of 204.9951 to the December average rate of 225.9589, the exchange rate registered a net change of 10.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2011 high of 247.2753 was up 8.30% compared to the 2010 peak of 228.3171, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,236,377 BIF

2010 Average 1,034,308 BIF

Yearly Trough Low 990,843 BIF

Transaction Impact: A difference of 245,533.73 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2011.

242.0440

201.6270

JanuMarcMayJulySeptNove

HRK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 223.9690, compared to 228.7777 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.8087 points.

H1 Avg (Jan–Jun) 223.9690

H2 Avg (Jul–Dec) 228.7777

Volatility Range Comparison

Volatility

The most volatile month in 2011 was April, with a trading range of 29.5309 BIF (High: 247.2753 / Low: 217.7444). On the other end, August was the most stable month, with a tight range of 4.2611 BIF (High: 238.5273 / Low: 234.2661).

April Spread (Volatile) ±29.5309

August Spread (Stable) ±4.2611

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 9.9490 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -9.9490

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2011: 238.6759) against the same month in 2010 (average: 211.0364), the exchange rate shifted by +27.6395 (+13.10%).

2011 Avg (April) 238.6759

2010 Avg (April) 211.0364

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	210.2889	198.1686	204.9951
February	211.6710	206.4160	209.3016
March	219.0180	212.1602	215.3414
April	247.2753	217.7444	238.6759
May	247.1146	230.3159	237.3496
June	241.7184	233.6817	238.1507
July	240.9686	230.4998	235.9454
August	238.5273	234.2661	235.8381
September	234.9144	220.5796	225.8892
October	232.6922	216.9440	225.5339
November	232.1608	217.9891	223.5006
December	234.6982	219.6650	225.9589