2013 HRK to BIF Historical Review

YEARLY HIGH

283.1507 BIF

YEARLY LOW

258.1945 BIF

YEARLY AVERAGE

271.6270 BIF

2013 HRK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 283.1507. Conversely, the yearly low was recorded on March 6, dropping to 258.1945.

This high-to-low spread represents a total annual volatility of 24.9562 BIF. From a start-to-finish perspective, comparing the January average rate of 266.3614 to the December average rate of 277.5192, the exchange rate registered a net change of 4.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 283.1507 was up 4.66% compared to the 2012 peak of 270.5430, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,415,753 BIF

2012 Average 1,199,307 BIF

Yearly Trough Low 1,290,972 BIF

Transaction Impact: A difference of 124,781.14 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

278.6714

264.8458

JanuMarcMayJulySeptNove

HRK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 270.0289, compared to 273.2251 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.1963 points.

H1 Avg (Jan–Jun) 270.0289

H2 Avg (Jul–Dec) 273.2251

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 19.4969 BIF (High: 279.3847 / Low: 259.8878). On the other end, November was the most stable month, with a tight range of 4.2311 BIF (High: 275.7961 / Low: 271.5651).

January Spread (Volatile) ±19.4969

November Spread (Stable) ±4.2311

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 10.0810 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -10.0810

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2013: 276.0789) against the same month in 2012 (average: 226.8262), the exchange rate shifted by +49.2528 (+21.71%).

2013 Avg (February) 276.0789

2012 Avg (February) 226.8262

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	279.3847	259.8878	266.3614
February	283.1507	266.7632	276.0789
March	271.2044	258.1945	265.9979
April	271.2788	264.6910	269.0224
May	273.1381	265.9236	269.2796
June	279.4411	266.4220	273.4329
July	272.0504	264.9454	269.4212
August	273.8716	268.3157	271.6780
September	273.8398	266.3812	270.6853
October	280.3678	273.0952	276.1776
November	275.7961	271.5651	273.8695
December	280.2310	275.2021	277.5192