2018 HRK to BIF Historical Review

YEARLY HIGH

297.4579 BIF

YEARLY LOW

269.3175 BIF

YEARLY AVERAGE

283.0566 BIF

2018 HRK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 297.4579. Conversely, the yearly low was recorded on November 12, dropping to 269.3175.

This high-to-low spread represents a total annual volatility of 28.1404 BIF. From a start-to-finish perspective, comparing the January average rate of 289.3526 to the December average rate of 277.7083, the exchange rate registered a net change of -4.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 297.4579 was up 4.75% compared to the 2017 peak of 283.9787, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,487,290 BIF

2017 Average 1,305,416 BIF

Yearly Trough Low 1,346,587 BIF

Transaction Impact: A difference of 140,702.18 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

294.8426

273.5958

JanuMarcMayJulySeptNove

HRK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 288.6869, compared to 277.4262 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 11.2607 points.

H1 Avg (Jan–Jun) 288.6869

H2 Avg (Jul–Dec) 277.4262

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 15.4673 BIF (High: 296.6987 / Low: 281.2313). On the other end, July was the most stable month, with a tight range of 5.7832 BIF (High: 283.2187 / Low: 277.4355).

January Spread (Volatile) ±15.4673

July Spread (Stable) ±5.7832

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 9.7369 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -9.7369

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 293.0464) against the same month in 2017 (average: 242.1042), the exchange rate shifted by +50.9422 (+21.04%).

2018 Avg (February) 293.0464

2017 Avg (February) 242.1042

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	296.6987	281.2313	289.3526
February	297.4579	288.9237	293.0464
March	295.6047	289.2961	292.9350
April	296.0702	288.3175	293.0720
May	289.1477	276.1867	283.3351
June	284.7516	277.0333	280.3803
July	283.2187	277.4355	279.9623
August	279.6856	270.1969	275.8596
September	282.7756	275.6147	278.4098
October	282.3166	271.4852	277.2511
November	279.8766	269.3175	275.3664
December	281.5459	274.5311	277.7083