YEARLY HIGH
283.9787 BIF
YEARLY LOW
230.2249 BIF
YEARLY AVERAGE
260.9651 BIF

2017 HRK to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the HRK to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 283.9787. Conversely, the yearly low was recorded on January 3, dropping to 230.2249.

This high-to-low spread represents a total annual volatility of 53.7538 BIF. From a start-to-finish perspective, comparing the January average rate of 237.1997 to the December average rate of 276.5322, the exchange rate registered a net change of 16.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2017 high of 283.9787 was up 12.35% compared to the 2016 peak of 252.7583, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,419,894 BIF
2016 Average 1,188,195 BIF
Yearly Trough Low 1,151,125 BIF
Transaction Impact: A difference of 268,768.97 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

282.9638
233.0393
JanuMarcMayJulySeptNove

HRK to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 247.1102, compared to 274.8200 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 27.7098 points.

H1 Avg (Jan–Jun) 247.1102
H2 Avg (Jul–Dec) 274.8200

Volatility Range Comparison

Volatility

The most volatile month in 2017 was July, with a trading range of 13.2727 BIF (High: 274.9943 / Low: 261.7217). On the other end, October was the most stable month, with a tight range of 5.5971 BIF (High: 276.6632 / Low: 271.0661).

July Spread (Volatile) ±13.2727
October Spread (Stable) ±5.5971

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 4.3162 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -4.3162

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2017: 276.5322) against the same month in 2016 (average: 234.2842), the exchange rate shifted by +42.2481 (+18.03%).

2017 Avg (December) 276.5322
2016 Avg (December) 234.2842

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 243.2849 230.2249 237.1997
February 245.9827 239.4349 242.1042
March 250.9819 239.8267 244.4247
April 248.5525 241.5351 244.0475
May 260.8497 247.5797 253.5616
June 266.0152 259.3862 261.3234
July 274.9943 261.7217 268.5047
August 281.0694 274.7237 277.4489
September 283.1339 273.5816 278.8034
October 276.6632 271.0661 274.4872
November 277.9093 269.6760 273.1435
December 283.9787 273.1111 276.5322