2012 HRK to BYR Historical Review

YEARLY HIGH

1509.9116 BYR

YEARLY LOW

1345.6854 BYR

YEARLY AVERAGE

1427.7286 BYR

2012 HRK to BYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to BYR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 1509.9116. Conversely, the yearly low was recorded on July 29, dropping to 1345.6854.

This high-to-low spread represents a total annual volatility of 164.2261 BYR. From a start-to-finish perspective, comparing the January average rate of 1433.2476 to the December average rate of 1495.5146, the exchange rate registered a net change of 4.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1509.9116 was down 4.93% compared to the 2011 peak of 1588.1296, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,549,558 BYR

2011 Average 4,029,095 BYR

Yearly Trough Low 6,728,427 BYR

Transaction Impact: A difference of 821,130.68 BYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1507.9679

1358.5278

JanuMarcMayJulySeptNove

HRK to BYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1413.6278, compared to 1441.8294 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 28.2016 points.

H1 Avg (Jan–Jun) 1413.6278

H2 Avg (Jul–Dec) 1441.8294

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 77.3992 BYR (High: 1495.4758 / Low: 1418.0766). On the other end, March was the most stable month, with a tight range of 31.4619 BYR (High: 1435.1039 / Low: 1403.6420).

September Spread (Volatile) ±77.3992

March Spread (Stable) ±31.4619

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 26.6826 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -26.6826

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1495.5146) against the same month in 2011 (average: 1491.3615), the exchange rate shifted by +4.1530 (+0.28%).

2012 Avg (December) 1495.5146

2011 Avg (December) 1491.3615

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1454.0258	1413.3624	1433.2476
February	1458.3836	1425.6020	1442.6252
March	1435.1039	1403.6420	1420.8901
April	1437.6236	1398.9260	1415.0217
May	1420.9342	1364.6293	1388.3390
June	1401.4813	1366.0623	1381.6433
July	1401.4741	1345.6854	1370.9812
August	1422.1780	1360.6457	1383.4397
September	1495.4758	1418.0766	1465.2473
October	1497.2564	1462.3425	1478.0456
November	1479.5025	1444.3919	1457.7480
December	1509.9116	1476.0892	1495.5146