2014 HRK to BYR Historical Review

YEARLY HIGH

1846.8276 BYR

YEARLY LOW

1701.4656 BYR

YEARLY AVERAGE

1780.2162 BYR

2014 HRK to BYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to BYR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 30, valuing the pair at 1846.8276. Conversely, the yearly low was recorded on January 18, dropping to 1701.4656.

This high-to-low spread represents a total annual volatility of 145.3619 BYR. From a start-to-finish perspective, comparing the January average rate of 1710.9693 to the December average rate of 1759.6409, the exchange rate registered a net change of 2.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1846.8276 was up 6.98% compared to the 2013 peak of 1726.3601, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 9,234,138 BYR

2013 Average 7,801,241 BYR

Yearly Trough Low 8,507,328 BYR

Transaction Impact: A difference of 726,809.58 BYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1837.2179

1699.4922

JanuMarcMayJulySeptNove

HRK to BYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1777.2844, compared to 1783.1480 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.8636 points.

H1 Avg (Jan–Jun) 1777.2844

H2 Avg (Jul–Dec) 1783.1480

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 64.2994 BYR (High: 1802.4136 / Low: 1738.1142). On the other end, January was the most stable month, with a tight range of 20.4435 BYR (High: 1721.9091 / Low: 1701.4656).

December Spread (Volatile) ±64.2994

January Spread (Stable) ±20.4435

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 31.5601 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -31.5601

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2014: 1825.7407) against the same month in 2013 (average: 1534.3585), the exchange rate shifted by +291.3822 (+18.99%).

2014 Avg (June) 1825.7407

2013 Avg (June) 1534.3585

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1721.9091	1701.4656	1710.9693
February	1760.5232	1705.0354	1733.6204
March	1789.1483	1757.4956	1775.1528
April	1821.4140	1778.8327	1802.1321
May	1835.1849	1804.1085	1816.0910
June	1846.8276	1813.2239	1825.7407
July	1844.1655	1808.0068	1824.5620
August	1824.7074	1798.1822	1810.8038
September	1805.3750	1752.4965	1779.2438
October	1784.1649	1741.2754	1767.0074
November	1773.9076	1737.8249	1757.6299
December	1802.4136	1738.1142	1759.6409