2015 HRK to BYR Historical Review

YEARLY HIGH

2675.9010 BYR

YEARLY LOW

1701.0869 BYR

YEARLY AVERAGE

2319.3556 BYR

2015 HRK to BYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to BYR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 13, valuing the pair at 2675.9010. Conversely, the yearly low was recorded on January 6, dropping to 1701.0869.

This high-to-low spread represents a total annual volatility of 974.8141 BYR. From a start-to-finish perspective, comparing the January average rate of 2120.6385 to the December average rate of 2609.1185, the exchange rate registered a net change of 23.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2675.9010 was up 44.89% compared to the 2014 peak of 1846.8276, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 13,379,505 BYR

2014 Average 8,902,395 BYR

Yearly Trough Low 8,505,434 BYR

Transaction Impact: A difference of 4,874,070.67 BYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2673.4453

1994.4674

JanuMarcMayJulySeptNove

HRK to BYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2152.4371, compared to 2486.2741 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 333.8370 points.

H1 Avg (Jan–Jun) 2152.4371

H2 Avg (Jul–Dec) 2486.2741

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 580.7007 BYR (High: 2281.7876 / Low: 1701.0869). On the other end, November was the most stable month, with a tight range of 40.8429 BYR (High: 2535.8152 / Low: 2494.9724).

January Spread (Volatile) ±580.7007

November Spread (Stable) ±40.8429

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 130.0809 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -130.0809

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 2616.8638) against the same month in 2014 (average: 1779.2438), the exchange rate shifted by +837.6200 (+47.08%).

2015 Avg (September) 2616.8638

2014 Avg (September) 1779.2438

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2281.7876	1701.0869	2120.6385
February	2318.8351	2164.2559	2240.3635
March	2195.0430	2066.0028	2110.2827
April	2115.3661	2003.3005	2051.0489
May	2167.5766	2085.2672	2122.0386
June	2322.7689	2147.6366	2270.2504
July	2267.0068	2165.8269	2217.8954
August	2637.7167	2206.0557	2400.1257
September	2675.9010	2573.3874	2616.8638
October	2609.4437	2493.4786	2559.5455
November	2535.8152	2494.9724	2514.0959
December	2660.3252	2518.6928	2609.1185