2013 HRK to BYR Historical Review

YEARLY HIGH

1726.3601 BYR

YEARLY LOW

1461.5461 BYR

YEARLY AVERAGE

1559.9850 BYR

2013 HRK to BYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to BYR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1726.3601. Conversely, the yearly low was recorded on April 2, dropping to 1461.5461.

This high-to-low spread represents a total annual volatility of 264.8140 BYR. From a start-to-finish perspective, comparing the January average rate of 1519.8970 to the December average rate of 1696.6360, the exchange rate registered a net change of 11.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1726.3601 was up 14.34% compared to the 2012 peak of 1509.9116, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 8,631,800 BYR

2012 Average 7,138,117 BYR

Yearly Trough Low 7,307,730 BYR

Transaction Impact: A difference of 1,324,070.06 BYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1718.6391

1454.6022

JanuMarcMayJulySeptNove

HRK to BYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1504.2359, compared to 1615.7342 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 111.4983 points.

H1 Avg (Jan–Jun) 1504.2359

H2 Avg (Jul–Dec) 1615.7342

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 76.3445 BYR (High: 1560.6199 / Low: 1484.2755). On the other end, August was the most stable month, with a tight range of 19.0961 BYR (High: 1584.4875 / Low: 1565.3915).

February Spread (Volatile) ±76.3445

August Spread (Stable) ±19.0961

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 47.8611 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -47.8611

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1696.6360) against the same month in 2012 (average: 1495.5146), the exchange rate shifted by +201.1215 (+13.45%).

2013 Avg (December) 1696.6360

2012 Avg (December) 1495.5146

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1550.2802	1492.7330	1519.8970
February	1560.6199	1484.2755	1524.4664
March	1492.0425	1462.5398	1476.6053
April	1496.0633	1461.5461	1481.5485
May	1507.6738	1470.1202	1488.5397
June	1558.7359	1489.4340	1534.3585
July	1573.2405	1513.9389	1544.4760
August	1584.4875	1565.3915	1576.5834
September	1615.6942	1566.6829	1589.8909
October	1664.9866	1617.3073	1642.1500
November	1664.7238	1626.6684	1644.6687
December	1726.3601	1660.8436	1696.6360